SAFAKNA TURKEY – Compulsory motor third party liability insurance pays damages to the other party in the event of an accident, depending on the misdemeanor rate.
Numbers in compulsory traffic insurance; the driver is rated from 1 to 7 according to his traffic accident.
However, the new system will add 0 and 8 digits to the existing 7-digit system.
The number of registered vehicles has exceeded 26 million. The fine for not having travel insurance is 436 lira.
Insurance companies cannot exceed marginal prices.
Yasar Uysal, lecturer at Istanbul Aydın University, who is also an expert in the field, explained the details of the new insurance system.
Those who do not do so are prohibited from moving.
If the vehicle is found to be uninsured, it is additionally prohibited from driving and incurs additional costs as it is towed to the parking lot.
Each province also has its own tariff.
Traffic Insurance Roadmap
According to the work of the Insurance and Private Pensions Regulatory and Supervisory Board (SEDDK), steps 0 and 8 are adjusted to the current 7-digit system.
Zero Risk Drivers
The number zero represents a group of “very risky drivers”. This group includes those who have more than 3 accidents per year and their insurance premiums are increased by 200 percent.
1-2-3. Those at the bottom become risky drivers.
New drivers are in the 4th step.
The numbers 5-6 and 7 denote good drivers.
Those in 8th place are very good drivers.
Istanbul Premium Payments
Attention is drawn to the premium payments of Istanbul on compulsory insurance. The amount to be paid by the owners of vehicles involved in the accident in Istanbul exceeds 10,000 liras.
The smallest sum insured will be applied in the amount of 2,477 liras.
Accident balance in Turkey for the year: 2282 casualties
Despite strict measures introduced across Turkey, in 2022, drivers who violated the rules turned the roads into a bloodbath. According to official data, in 485,48 accidents across the country last year, 2,282 people died and 291,151 benefited.
Rebate for safety
In the new rules, the very good level of drivers (number 8) is open to drivers who have not been involved in an accident. The policies of these drivers will be subject to a 50 percent discount.
Boost for Risky Drivers
Policies for very risky drivers at the lowest level (number 0) will be increased by 200 percent.
Application of “fixed price” for beet sugar